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Is the Affordable Care Act Relevant in the Smithfield Dental Office?

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With all of the hoopla surrounding the Affordable Care Act (popularly known as Obamacare), you might find yourself wondering if you will see any changes in your dental insurance plan. After all, your oral health is just as important as your general health. More importantly, you’ll want to know if the changes will affect the quality of your relationship with your Smithfield NC dentist.

Although the full details of the ACA are still unclear, it appears that dental coverage for children with no annual limitations will be required under the new health insurance exchange. Dental coverage for adult patients is not mandatory under the ACA, but it may still be purchased through the healthcare marketplace.

As you browse the dental plans that are available for you and your family, consider the following questions to help narrow down your options:

  • Does the plan allow you the freedom to see the dentist of your choice?
  • What if your current dentist does not accept your plan?
  • What is the cost of the monthly premium?
  • Is your family eligible for additional dental care assistance under the ACA (government tax credits or cost-sharing subsidies)?
  • What is each plan’s annual limit for adult coverage?
  • Does the plan cover a portion of the cost of routine visits, cleanings, fluoride treatments, x-rays, and sealants?
  • What percentage of the cost of fillings, crowns, oral surgery, and gum disease treatments is covered by the plan?
  • How much coverage is provided for major dental procedures like crowns, bridges, dentures, dental implants, or TMJ disorders?
  • Does the plan include a waiting period before certain procedures can be performed?
  • Does the plan include coverage for braces?
  • Does the plan include care that is provided by a dental specialist?

Don’t wait too late to discuss the topic of the Affordable Care Act with your dentist in Smithfield NC. Take the first step by calling to schedule an appointment today.

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